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Umbrella Insurance Features
and Coverage Options

Affordable Coverage You Can’t Afford to Be Without

In the blink of an eye, a multimillion dollar lawsuit could jeopardize your home, car, property, savings, investments and even your future income. In most cases an umbrella policy will provide additional coverage for:

  • Bodily injury and property damage in an accident that exceeds your auto liability limits
  • Bodily injury in the event of an accident on your property that exceeds your homeowners liability limits
  • Lawsuits and legal costs relating to invasion of privacy, libel or slander, and defamation of character
  • Unforeseen situations, such as an accident involving a borrowed vehicle or an accident in another country

Extra Protection

In order to purchase Safeco umbrella insurance, you must also have a Safeco auto policy with a certain amount of liability coverage. Other than that, your Safeco umbrella policy will provide an extra layer of liability protection for any other Safeco policy and even for any policy from another insurance company.

Anywhere in the World

For certain types of liability claims, a Safeco umbrella policy covers not just you but your spouse and all family members living in your household and while traveling anywhere in the world. For example, your auto policy may not cover you while driving in a foreign country, but your Safeco umbrella policy will.

Attorney Fees

Legal defense fees, which could add up to thousands of dollars, are also covered, win or lose, for all claims covered by your personal umbrella policy and not covered by your underlying insurance policy.

Umbrella Coverage Options

Umbrella insurance is available in $1 million increments up to a maximum of $5 million.

Your local Safeco agent can offer personal advice about product availability in your area and how much coverage is right for you.

From the Safeco Blog

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© 2014 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.