RV Insurance Policy Features

Your RV is part vehicle and part home. Safeco has a great track record insuring both, which makes us an obvious choice for insuring your motor home, trailer, or camper.

Policy Features Defined

• Coverages that protect you when you’re on the road means you have a selection of liability and physical damage coverage options and deductibles to tailor your policy specifically for your needs.
• Emergency Assistance Coverage means your EAP (Emergency Assistance Package) covers you for towing, roadside assistance, temporary living expenses, and transportation costs if your RV becomes uninhabitable.
• Mexico Physical Damage Coverage means your vehicle will be covered for a physical damage loss if you travel into Mexico when you purchase the Safeco Optimum Package™.
• We’ll insure your RV even if it’s your only policy with us. Many insurance companies still require you to have an auto or homeowner’s policy with them before they’ll cover your RV. Not Safeco. You don’t have to write your other vehicles and home with Safeco. But, if you can trust us with your RV, maybe you can trust us with your other vehicles and home.
• Winter Storage means you can reduce your coverage to Comprehensive only for the months your vehicle is in winter storage. When it’s time to hit the road again, call your agent to add liability and other coverages again.
• Discounts mean you save money. When you have RV insurance and auto insurance with Safeco, you get a discount on your account. You also get additional discounts when your RV has specific safety features.
• One Policy means you can, if you wish, insure your RV and auto on the same policy.
• Coast to coast service means you’ll have over 100 Safeco claims offices located across the country and we’re always available 24 hours a day, 7 days a week by phone. Call 1-800-332-3226.

Optional Coverages

Safeco also offers additional coverage options for vehicles (auto, RV and classic car) written on your auto policy - including rental, roadside assistance, new vehicle replacement and more. Have greater protection and peace of mind knowing that you're better prepared for the unexpected.

Ask Your Safeco Agent

Your independent Safeco Agent can help you find insurance that meets your specific needs. Here are a few things to discuss when you talk:

• Can I change the type and amount of coverage if I only use my RV part of the year?
• Can I reduce my coverage while my RV is stored?