Your Motorcycle Insurance Coverage Options

Chances are we cover what you ride. Safeco insures a full spectrum of motorcycles from street cycles, Harley Davidsons, cruisers and touring bikes to dirt bikes and ATVs.

You Can Qualify for Some of These Credits and Discounts

One of the great advantages of having your motorcycle coverage through Safeco is that you may save money by having more than one policy with us. Your agent will be able to help calculate how much money you can save. You also may be able to save money on your premiums if your motorcycle is stored in a garage, if you belong to certain rider groups, or if you have taken a safe rider course sponsored by the Motorcycle Safety Foundation.

Custom Parts and Equipment

If you select custom parts coverage, you will receive up to $3,000 in coverage without any additional cost to you. Coverage is available for up to $10,000 in custom parts and equipment.

Roadside Assistance

Your Safeco policy can provide you with a roadside assistance benefit of up to $300 per breakdown.

Liability Coverage

You can pick the motorcycle insurance coverage that fits your needs. Safeco offers underlying liability limits high enough to satisfy Personal Umbrella requirements, which means that you may be eligible for this additional coverage. In most states, Guest Passenger liability (mandatory on all street bikes) is automatically included at the same limit as your liability selection. Check with your agent to determine your specific coverage.

Medical Coverage

This coverage provides for certain necessary medical expenses for you and any passenger that are the result of an accident.

Uninsured/Underinsured Motorist Coverage

This coverage typically pays for expenses associated with injury or death from an accident caused by an uninsured, underinsured, or hit-and-run driver. It also covers you if you are hit as a pedestrian.

Ask Your Agent

Your independent Safeco agent can help you find insurance that meets your specific needs. Here are a few things to discuss when you talk:

• Can I get a discount for taking safety classes or having multiple policies?
• Will I save money if my motorcycle is stored in a garage, or if I belong to a motorcycle association?