Homeowners Insurance

We Understand the Demands of Owning a Home

It’s really all about protecting yourself financially if something unexpected happens to your home or possessions. That’s important, because chances are your home is likely one of your largest investments.

Determining Your Home Insurance Needs

Whether you’re a home or condo owner, landlord, or renter, you want protection for your assets, yourself, and your guests. The replacement value of your home, its age and safety features, and the value of your belongings should all be considered when determining your homeowners coverage needs.

Your Coverage Options

Homeowners insurance protects you in case of damage to your dwelling or property, injury to your guests, or events for which you may be held liable for injuring another person or damaging their property. A typical homeowners insurance policy contains these standard coverages and may provide you with options to purchase additional coverages. You may also request an increase in limits if you’ve renovated your property, or have special possessions like art, jewelry or other collectibles for which you’d like extra protection. Choose the policy that’s right for you, with Safeco’s help.

Get Started

There are three ways Safeco helps you get the best homeowners insurance protection:

• Work with an independent Safeco agent. They help you identify the best combination of home insurance coverage, value, and price. And they work with you to keep your insurance coverage current with your changing needs. You should communicate with your agent often, and alert him or her if you think you need additional insurance to cover recent improvements you’ve made to your dwelling, or recent large personal property purchases.
• If you'd rather do it yourself, you can get a home insurance quote right away.
• Or, call 1-800-4-Safeco.