Condo Unit Owner's Insurance

Deck of a condo unit

Insuring a condominium is different than insuring a home. And the biggest difference is knowing where your responsibilities begin and end. That’s why it really pays to work with a knowledgeable Safeco insurance agent.

Your Condo Insurance Coverage Options

Your condo association buys insurance for the building and common areas. In choosing your condo policy, you should consider the areas of the building that you own,your personal belongings, and any safety systems you have in place. Safeco can help you find a policy that best meets your needs.

Ask Your Agent

Your independent Safeco agent can help you find insurance that meets your specific needs. Here are a few things to discuss when you talk:

  • Which areas of the structure am I responsible for?
  • Can you talk me through my condo’s interior features and the things I own, so I can make an informed decision about coverage?
  • Are discounts available to me if I carry multiple policies, or have a security system and fire resistance?
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Shopping for Homeowner's Insurance? If you're a first-time home buyer, you may not know that Homeowner's Insurance is a requirement on new loans. Or maybe you're looking to switch providers. Research Safeco's home insurance options to see if there's a plan that works for you.