Fighting Insurance Fraud

Insurance Fraud Hurts All of Us. Learn What You Can Do to Help.

Insurance fraud is a significant challenge facing us today. The problem can range from such things as fabricated claims, exaggerated losses, or organized criminal rings. Its reach can include multiple insurance companies and span virtually every state.

What We Are Doing to Fight Insurance Fraud

Safeco understands that insurance fraud hurts everyone – including our policyholders, our agents and our community as a whole. To help protect you, we have a special program staffed with dedicated field investigators whose function is to identify and investigate suspected fraud.

These investigators work closely with law enforcement agencies to help stamp out insurance fraud. Safeco also spends a significant amount of time and money on the education of our claims staff, underwriting department and agents to identify red flags that signal potential insurance fraud.

How to Report Insurance Fraud

Call Safeco at 888-456-2120 or the National Insurance Crime Bureau (NICB®) hotline at 800-TEL-NICB / 800-835-6422 immediately if you suspect any of the following:

  • Faked or inflated auto or  home losses
  • Intentionally set home or auto fires
  • Staged auto and slip/fall accidents
  • Phony or inflated medical, auto, or home repair bills
  • Misrepresenting the ability to work (claiming medical disability) 

Report Suspected Arson

You can help Safeco fight insurance fraud and keep premiums lower for everyone. Call 888-456-2120 to report suspected arson. We will pay up to $25,000 for information which leads to an arson conviction in connection with a fire loss to property covered by Safeco.

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© 2014 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.