Winter Storms, Freezing, and Icy Conditions. Are You Prepared?
Winter weather brings along with it a number of risks. Winter storms bring wind, snow and icy conditions that can damage your home and auto. Cold can cause pipes to burst, frost swells and other damage. Heating your home with fireplaces and holiday lighting can both increase the risk of fire.
Know What Your Insurance Covers and How Much You Need
Check your homeowners insurance policy to see what’s covered and the deductible you’ve chosen.
Prepare Now to Reduce Damage Later
- Winter-proof your car with good snow tires or chains, new wiper blades, antifreeze and emergency road supplies.
- Keep your attic cool to help prevent ice dams.
- Insulate the attic floor and make sure it’s well-ventilated.
- Don’t overload circuits with holiday decorations.
When Winter Storms Hit, Play It Safe
- If you don’t have to drive, stay put.
- If you must drive, make sure you’ve winterized your car and have a full tank of gas.
- When the air’s cold, keep bath and kitchen cabinet doors open so warm air can circulate around pipes.
- If pipes do freeze, let them thaw normally—they’ll be less likely to burst.
- If the power’s out, make sure you don’t leave candles or fires burning unattended.
- If you use a portable generator, follow the instructions, and don’t use it indoors.
Other Resources
Getting the right insurance protection for you:
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