You Live in Hail Country. Are You Prepared?

Hail storms don’t last long, but they pack a real punch. Every year, hail causes nearly $1 billion in damages, mostly to repair roofs and cars. You can save hundreds of dollars and hours of clean-up by making sure you understand your coverage and taking time to check your roof before hail season.

Know What Your Insurance Covers and How Much You Need

  • Check your policy to see what’s covered and the deductible you’ve chosen.
  • Your insurance policy typically covers the cost to repair roofs and cars, and other common hail damage.
  • However, you may have a higher deductible for wind/hail damage.

You Can Take Action to Reduce Damage

If you haven’t taken a look at your roof in a while, now’s the time. Roof repairs today can help you avoid extensive, time-consuming clean-up later.

  • Repair or replace worn, curled or missing shingles.
  • If your roof is aging, consider replacing it before hail season begins

When Storms Hit, Protect Yourself—and Your Car

In severe storms, a hail stone can be as big as a softball and fall at 50-100 miles an hour.

  • Stay indoors!
  • Stay away from skylights and glass doors to avoid broken glass.
  • If it is safe, close drapes, blinds, or shades to prevent debris from blowing inside.
  • If you can, park your car in the garage or other covered area.
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Hail Damage? Call 1-800-332-3226


If you have been impacted by a hail storm, report it as soon as possible. At Safeco, there is no “weekend.” We’re here to help 24 hours a day, seven days a week. Be prepared and bounce back quickly by learning about hail recovery.
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Has it been a while since you reviewed your policy? Schedule some time to talk with your agent to be sure you understand your coverage limits.