Lowering the Cost of RV Insurance

Insurance might be a necessity, but spending lots of money on it isn’t. We know that you’d rather be mapping out your next destination instead of worrying about your bank balance, so read our recommendations below and start saving.

Splurge on Souvenirs Instead of Insurance

• Safety saves
  Not only is it smart, but a clean, safe driving record can also lower your rates. The safety equipment you choose for a vehicle may mean discounts. Ask your agent about other ways to be rewarded for safe driving and vehicle protection (such as off-street parking, anti-theft devices and more). In addition, taking a driver-training or accident-prevention course may qualify you for additional discounts.
• One company + combined policies = lower cost
  The more policies you have with a company (car, home, etc.), the more substantial the savings. Talk to an agent about combining your insurance policies.
• More expensive recreational vehicle = more expensive insurance
  Before you buy a recreational vehicle, motorhome, fifth-wheel or pop-up camper, check with your agent to see what it will cost to insure it. Expensive vehicles cost more to repair, maintain and insure.
• Increase your deductible
  By raising the amount you pay out-of-pocket for losses, you can save more on your policy. Ask your agent to explain the trade-offs.