Lowering the Cost of Homeowners Insurance

Interested in saving money on your homeowners insurance? We're going to take a chance and guess that your answer is yes. You have options when it comes to lowering your home insurance costs.

How to Lower Your Cost

  • Insure multiple policies with Safeco
    Insuring both your auto and home with Safeco qualifies you for a discount on BOTH policies. Check out our full range of homeowner's insurance and umbrella policies to see if you can save money by having all your policies in one place.
  • Increase your deductible
    Deductibles typically range from $500 to $7,500. By increasing your deductible and raising the amount you pay out-of-pocket for losses, you can save more on your homeowner's policy premium. Ask your agent to explain the trade-offs.
  • Safety saves
    Installing safety features to your home can qualify you for discounts. Have you recently added a security system, burglar alarm, or fire alarm to your home? All of those items can reduce insurance costs.
  • Good credit? Good for you
    Credit scores demonstrate how responsibly you manage your finances. It has also been proven that financial responsibility predicts the potential for filing more claims. Keep your score healthy, and you could save money on your insurance. Understand your credit score, learn about building a strong credit history, and discover how to keep your credit reports accurate.

Manage Your Account Online

Not only will managing your payments online save you time and hassle, but your payment will be made automatically. Think: worry free. Find out about our online account servicesYou can choose to have your monthly premium deducted from your checking account (paperless) or pay your entire premium in full by check or credit card.

Note: This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed.
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Increasing your home insurance limits can be surprisingly affordable. Call an agent to discuss policy changes.
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You’ve determined your needs; what’s next? Safeco provides several solutions to make sure your property is protected. Discover your options.