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Your Auto
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Lowering the Cost of Auto Insurance
Lowering the Cost of Classic Car Insurance
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Insurance to Value
Lowering the Cost of Homeowners Insurance
Understanding CLUE Reports
Prevent Water Damage in Your Home
EIFS - Tips for Synthetic Stucco
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Easy Things You Can Do to Prevent Problems

1. Turn off the water and see what happens.
Here's a simple way to determine whether you have a leak in your water system. Turn off the main water valve and then check the water meter outside your home. Is it still moving? If so, water is flowing somewhere and it's time to investigate.

2. Check your bill.
Has your water bill had a significant increase that you can't account for? Even if you don't see evidence of water damage, a large fluctuation in your water bill without a reason could be a tip off to one or more water leaks. Don't be fooled into thinking a minor leak is a minor problem. Even the smallest leaks can turn into costly water bills and result in major damage.

3. Use detection devices.
There are devices that can detect water leaks or failures of appliances such as washing machines, dishwashers, water heaters and sump pumps.

  • Most water sensors are inexpensive, battery-powered styles that can be installed easily by the home owner. The detection unit sounds an alarm when water is detected.
  • Other more sophisticated devices automatically shut off the water supply to the appliance or even the entire house.
  • For some of these devices, plumbers must install the special valves and electricians must wire the sensors.
  • See the Gadgets and Devices page for more information about water detection devices.

4. Check your appliances.
This is where most leaks begin. A ten-minute check once a year can prevent damage that could run into the thousands of dollars.

  • At least annually, conduct a complete inspection of all water-related appliances in your home and replace any worn or damaged hoses.
  • Regularly inspect and maintain appliances and water sources in your home. It's your best defense against damage from water-related losses.
  • Be sure to print out the Drip Discovery Checklist[PDF] and use it to make sure your home stays safe and dry.

5. Check all around the house.
Just because there is no plumbing in a room doesn't mean there is no chance for water to find its way in. Water gets in from damaged roofs, seeps in through wet foundations, and can appear where you least expect it. Our room-by-room Drip Discovery Tour will help you identify where water problems can start, and what you can do about them.

6. Understand where water damage begins.
Leaks and burst hoses and pipes are the leading cause of water damage in the home. The most common reasons for leaks and bursts are:

  • Wear and tear over time, and
  • Water pressure that is set too high, putting stress on household plumbing.

Learn how to test your home's water pressure.

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© 2009 Safeco Insurance Company of America, member of Liberty Mutual Group, 1001 4th Ave, Seattle, WA 98154. All rights reserved.

© 2009 Safeco Insurance Company of America, member of Liberty Mutual Group, 1001 4th Ave, Seattle, WA 98154. All rights reserved.