Consumer Tips

Insurance: Just the Facts

We believe an educated customer is a valuable customer. So, we’ve gathered some helpful information in this section to make it quick and easy to learn more about the sometimes confusing world of insurance.

We hope this information will give you confidence that you’ve made the right choice for your insurance needs. By following the links below, you’ll find out how to understand your coverage, save money, keep your valuables and family safe, and prevent and be prepared for losses.

What’s In It for You?

The information gathered here will save you some money, increase your safety, or maybe just make you more comfortable with some common insurance concepts and terms.

Here’s a short list of the sections included:

• In-depth tips and tricks
• Frequently asked questions (FAQs) answered
• Insurance terms defined
• Identity theft protection
• Your credit score: how can it affect your insurance?
• Preparing for disasters

At a Glance

Here’s a quick look at some of the helpful hints you’ll learn:

• Simple ways to save money on your policies
• Home inventory [PDF] and accident checklists [PDF]
• How your credit score can affect your premiums
• Safety tips for motorcycles and boats
• Prevention and detection of potential water damage

Within This Section

Below is a brief overview of the information in Consumer Tips.

• Your Auto
  Accident [PDF] and emergency checklists, how to lower the cost of auto insurance and classic car insurance, and teen driver resources.
• Your Home
  How to estimate home value and coverage limits, home inventory checklist [PDF], information on how to lower the cost of homeowner’s insurance, what CLUE reports are and how they can help, water damage detection and prevention guides, and tips for synthetic stucco siding.
• Your Boat
  Safe boating tips, personal watercraft safety, how to lower boat and personal watercraft insurance costs.
• Your Motorcycle
  Motorcycle safety and how to lower motorcycle insurance costs.
• Recreational Vehicle
  Important safety tips and how to lower recreational vehicle insurance costs.
• Identity
  How to protect yourself from identity theft.
• Video Center
  Short, informative, and fun videos on a variety of insurance-related topics.
• Frequently Asked Questions
  Everything you always wanted to know about insurance but were afraid to ask.
• Understanding Insurance Terms
  Insurance terms can be confusing. Let us help.
• Disaster Preparedness
  Ways to prepare for natural disasters including: earthquake, hail, hurricane, tornado, winter weather, and wildfire. Also, find a link to emergency resources.