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Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

Read home insurance reviews

Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.
 

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
 
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
 
Read frequently asked questions about insurance for your home.

 

Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
 
Learn why you should choose Safeco home insurance.

Prevent Identity Theft

Safeco Package

Do More.®

Learn about some simple things you can do to help protect and take care of your home. Allow yourself time to get more out of life. Have a barbecue. Host a pool party. Worry less. We’ve got you covered.
 

Home Insurance Reviews

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Home Insurance is rated 3.9706 out of 5 by 68.
Rated 1 out of 5 by from HORRIBLE! Completely mismanaged with failure to execute duties, responsibilities and obligations of an agent. Worse claim process ever!
Date published: 2014-09-10
Rated 5 out of 5 by from Safeco is a trusted company that I would recommend to anyone. They are quick to see that your needs are met with great concern
Date published: 2014-09-09
Rated 5 out of 5 by from Water Claim on our home Everyone was timely in their response and very helpful to educate us and inform us of what to expect.
Date published: 2014-09-09
Rated 5 out of 5 by from Peace of Mind! Safeco listens, responds and acts. A great company that puts together a comprehensive Home policy, which they stand behind.
Date published: 2014-09-03
Rated 5 out of 5 by from Great Insurance to have I have home and car insurance and have never had to make a claim, but when i had to make one on my house, they were very helpful on getting my damage accessed and quoted right away.. Work was completed that weekend!!
Date published: 2014-09-03
Rated 5 out of 5 by from Very organized Home insurance is one of the best investments I ever made.
Date published: 2014-09-03
Rated 5 out of 5 by from Excellent Response Being my first claim ever in my life, Safeco acted extremely professional and knowledegeable regarding my claim and calmed me down because I was so nervous. I was treated with gentle hands and friendliness. The best I have ever been treated by any insurance company, along with getting everything taken care of right away. No pauses or problems.
Date published: 2014-09-02
Rated 5 out of 5 by from excellent claims service I had safeco for 14 yeasts and when I had to file a claim for my roof they quickly handled my claim and provided fair and prompt payment. Excellent dependable company
Date published: 2014-09-02
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© 2014 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. 36 USC 220506