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Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

Read home insurance reviews

Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
Read frequently asked questions about insurance for your home.


Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
Learn why you should choose Safeco home insurance.

Prevent Identity Theft

Safeco Package

Do More.®

Knowing your home is insured and well maintained helps you worry less and get more out of life. Learn how to conduct a home inventory, detect water damage and more. Then go have a barbecue. Or host a pool party. And Do More.


Home Insurance Reviews

Home Insurance is rated 4.1505 out of 5 by 93.
Rated 5 out of 5 by from Amazing Customer Service My daughter was robbed and I filed a claim to replace her belongings, which were of a substantial value. My Claims Professional was courteous, sympathetic and effiecient. She was patient and understanding when I was suddenly dealing with the hospitalization of my mother and unable to submit some of the paperwork within the timeframe that I promised it.
Date published: 2014-10-14
Rated 5 out of 5 by from Thanks again Safeco! Twice in one year Safeco went out of their way to assist us - thank you Safeco!
Date published: 2014-10-14
Rated 5 out of 5 by from Great service from the in-house adjuster We experience a house fire in May 2013. The adjuster assigned to our claim was the best I have ever worked with. She explained the process, stayed in regular contact with us and helped us deal with elements of the resolution with which we were unfamiliar. We learned through her how to secure reimbursement for our lost goods and helped us find similar items for those no longer available. She was a God sent person who really helped us deal with a very distressful situation.l
Date published: 2014-10-14
Rated 5 out of 5 by from Expert professionals I'm quite glad that I selected safeco for my insyrance
Date published: 2014-10-10
Rated 5 out of 5 by from Professional service I have had Safeco service for 28 years never had a claim until this year there people have been excellent they have been patient kind and professional and they have taken care of everything I cannot say enough about Safeco and how wonderful they are
Date published: 2014-10-09
Rated 5 out of 5 by from The truth When we first purchased Home Insurance I was hoping we never had to file a claim but due to 2 occurrences that were beyond our control we had to do just that. The Safeco Experience goes over the top to assist the customer.
Date published: 2014-10-08
Rated 5 out of 5 by from Great service, Wind damage to the roof, called it in and had check in hand within the week and even hooked me up with fantastic contractor to replace the roof. Whole process could have been easier!
Date published: 2014-10-07
Rated 5 out of 5 by from Safeco is a responsible insurance company The staff checked the roof very carefully and professionally.
Date published: 2014-10-07
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© 2014 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. 36 USC 220506