Wyoming Auto Insurance

Driving in the Cowboy State

When driving in Wyoming you’ll likely see cowboys towing their horse trailer to the rodeo. You’ll also see small towns and world famous national parks. With Yellowstone and Grand Teton within its borders, Wyoming has a bountiful supply of road trip destinations. If you’re making your way to Cheyenne on Interstate 80, driving up state Highway 59 through Thunder Basin or just on your way back to the ranch outside Casper, all motor vehicles registered in the state need to be covered by at least the minimum car insurance requirements in Wyoming. Talk to your local Safeco insurance agent about coverage that is right for you and to get your Wyoming auto insurance quote today.

Wyoming Car Insurance Laws

Car Insurance in Wyoming

Is car insurance required in Wyoming? Yes.
All registered motor vehicles in Wyoming must:

  • Be covered by at least the minimum liability levels

All Wyoming drivers must:

  • Be able to show proof of insurance at any time

To learn more about Wyoming car insurance rates, get your Wyoming car insurance quote today.

Wyoming Auto Insurance Requirements

What is the minimum car insurance coverage in Wyoming?

Auto insurance requirements vary by state. Most states require you to have both bodily injury liability and property damage liability coverage. Some states require personal injury protection and/or uninsured and underinsured motorist coverage.

Talk to your Wyoming Safeco agent for personal advice about product availability in your area and how much coverage is right for you.

Proof of Finacial Responsibility in Wyoming

What is proof of finacial responsibility?

It’s evidence that you have the ability and monetary resources to pay for potential damages caused by your car.

Is proof of financial responsibility required in Wyoming?

Yes. There are several ways to establish financial responsibility in the state of Wyoming. The most common and easiest way is to buy Wyoming auto insurance.

Proof of Insurance in Wyoming

What is proof of insurance?

It’s documentation that verifies a current insurance policy or other form of financial responsibility.

Is proof of insurance required in Wyoming?

Yes. Proof of insurance in Wyoming is required for:

  • Vehicle registration
  • Traffic stops

Proof of insurance in Wyoming can include:

  • A printed insurance ID card issued by your insurance company
  • A digital insurance ID card viewable on your smartphone or hand-held device

Is electronic proof of insurance accepted in Wyoming?
Yes.

What is electronic proof of insurance?

Electronic proof of insurance allows drivers in Wyoming to use your smartphone or mobile electronic device to display a digital version of your insurance ID as valid proof of insurance.

Texting While Driving Laws in Wyoming

Everyone is prohibited from texting and driving in Wyoming.

Recommended Auto Insurance Coverage

If you’re involved in an accident, the minimum car insurance requirements in Wyoming may not be enough to protect you financially from expensive repair and medical costs. Liability insurance will only help pay for the other driver’s expenses. It will not help pay for your own expenses. As a safe, responsible driver, consider raising your liability limits and adding collision, comprehensive and medical payments to your policy.

All car insurance companies in Wyoming offer policies to cover Wyoming minimum car insurance coverage requirements. Talk to your local Safeco insurance agent about a level of coverage that is right for you and to get a Wyoming auto insurance quote.

Auto Insurance Coverage Options in Wyoming

In addition to car insurance coverage required in Wyoming and our popular auto insurance coverage options, Wyoming drivers have even more options to choose from.

Safeco Optimum Package Plus™

For as little as $8 a month get a diminishing collision deductible that decreases $50 every six months, or $100 with an annual policy renewal, for a maximum of up to $500. Plus, increase your personal property coverage up to $1,000 for items stolen from your vehicle, enjoy electronic lock and key replacement coverage with no deductible and much more.

Wyoming Auto Insurance Discounts

Looking for ways to save money on your Wyoming car insurance bill? There are numerous ways to lower your car insurance rate in Wyoming. In addition to our popular car insurance discounts, Wyoming drivers can also save with these state specific discounts.

More Than One Policy

Wyomingns who also have an active home, condominium or renters policy with Safeco may qualify for an auto insurance discount.

Keep a Clean Driving Record

Wyoming state drivers who maintain a good driving record for at least 34 months may qualify for accident-free and violation-free discounts on their auto insurance rate.

Advance Quote

New Safeco customers with a policy that starts at least one day after receiving a quote are eligible for a discount. Get your Wyoming car insurance quote today and start saving tomorrow.

Talk to your local Safeco Wyoming car insurance agent about how to save with Wyoming auto insurance discounts.

Young Drivers in Wyoming

Getting Your First Driver’s License

Minimum age to get a driving instruction permit in Wyoming: 14
Minimum age to get an intermediate driver’s license in Wyoming: 16
Minimum age to get a full driver’s license in Wyoming: 16 1/2

  • Drivers aged 16 1/2 can obtain a full driver’s license if they’ve kept an intermediate license for at least six months and have successfully completed an approved driver education course.

Teens, Mobile Phones and Texting While Driving

  • Drivers under the age of 18 are prohibited from talking on a hand-held cellphone while driving in the state of Wyoming.
  • Everyone is prohibited from texting while driving in the state of Wyoming.

Road Trips in Wyoming

Beartooth Highway

Drive the highest elevation highway in the northern Rocky Mountains as you make your way to the northeast entrance of Yellowstone Park on U.S. Route 212.

Bighorn Scenic Byway

Follow U.S. Route 14 through the northern Bighorn National Forest and keep your eye out for black bears, moose, elk and pronghorn antelope.

Wind River Canyon Scenic Byway

Meandering next to the Bighorn River this scenic drive along U.S. Route 20 traces an ancient route used by pioneers and Native Americans..

Things to Do in Wyoming

Experience Yellowstone National Park

Visit geysers, hot springs, mountain meadows, waterfalls, bison, elk, pronghorn and grizzly bears at the world’s first national park.

Climb Devils Tower

Rising more than 1200 feet above the Black Hills and Ponderosa pine forest in northeastern Wyoming is an ancient volcanic monolith that has inspired Native American folklore and the imagination of science fiction directors.

Go to a Rodeo

Wyoming is the Cowboy State. There are plenty of opportunities to see cowboys and cowgirls show off their skills in bucking horse and bull riding competitions, roping and barrel racing events throughout the state.

Fun Facts About Wyoming

State nicknames: Equality State, Big Wyoming, Cowboy State
Residents are called: Wyomingites
National parks: Yellowstone, Grand Teton
National monuments: Devils Tower, Fossil Butte
Wyoming state dinosaur: Triceratops
Wyoming population rank: 50
Hightest point in Wyoming: Gannett Peak
Number of fame fish: 28
Town founded by Buffalo Bill: Cody, Wyo.
Famous painter born in Cody: Jackson Pollock
Traditional Wyoming cuisine: Milk can dinner
World's largest reserve of: Trona
Nation's first elected female governor: Nellie Tayloe Ross
© 2014 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. 36 USC 220506