In the only state named after a president you’ll find volcanoes, rain forests, glaciers, waterfalls, grasslands, ancient riverbeds and desert canyons. Split by the Cascade Range, lush evergreens and rain forests to the west give Washington state its evergreen nickname. When you drive east on Interstate 90 into the rain shadow of the Cascade Range you’ll discover a landscape of grasslands, Ponderosa pine and tumbleweeds. Wherever you’re driving in Washington, remember that motor vehicles registered in the state need to be covered with at least the minimum Washington state car insurance coverage. Talk to your local Safeco insurance agent about coverage that is right for you and to get your Washington auto insurance quote today.
Is car insurance required in Washington? Yes.
All motor vehicles registered in Washington must::
All Washington licensed drivers must:
To learn more about Washington car insurance rates, get your Washington car insurance quote today.
What is the minimum car insurance coverage in Washington?
Auto insurance requirements vary by state. Most states require you to have both bodily injury liability and property damage liability coverage. Some states require personal injury protection and/or uninsured and underinsured motorist coverage.
Talk to your Washington Safeco agent for personal advice about product availability in your area and how much coverage is right for you.
What is proof of insurance?
It’s documentation that verifies a current insurance policy or other form of financial responsibility.
Is proof of insurance required in Washington?
Yes. All Washington drivers must be able to show evidence that they’re insured if asked to do so by a law enforcement officer.
Proof of insurance in Washington can include:
Is electronic proof of insurance accepted in Washington state?
What is electronic proof of insurance?
Electronic proof of insurance allows drivers in Washington to use your smartphone or mobile electronic device to display a digital version of your insurance ID as valid proof of insurance.
What is proof of financial responsibility?
It’s evidence that you have the have the ability and monetary resources to pay for potential damages caused by your car.
Is proof of financial responsibility required in Washington?
Yes. There are several ways to establish financial responsibility in Washington state. The most common and easiest way is to buy Washington auto liability insurance.
If you’re involved in an accident, the minimum car insurance requirements in Washington may not be enough to protect you financially from expensive repair and medical costs. Liability insurance will only help pay for the other driver’s expenses. It will not help pay for your own expenses. As a safe, responsible driver, consider raising your liability limits and adding collision, comprehensive and medical payments to your policy.
All car insurance companies in Washington offer policies to cover Washington auto insurance coverage requirements. Talk to your local Safeco insurance agent about a level of coverage that is right for you and to get a Washington auto insurance quote.
In addition to car insurance coverage required in Washington state and our popular auto insurance coverage options, Washington drivers have even more coverage choices.
For as little as $8 a month get a diminishing collision deductible that decreases $50 every six months, or $100 with an annual policy renewal, for a maximum of up to $500. Plus, increase your personal property coverage up to $1,000 for items stolen from your vehicle, enjoy electronic lock and key replacement coverage with no deductible and much more.
For cars, vans and pickups less than 10 years old, original replacement parts coverage helps with the cost to use new original equipment manufactured parts for repairs and replacement. If you prefer to use OEM car parts instead of aftermarket car parts, OEM parts coverage allows you to use original equipment manufactured parts when they’re available.
There are numerous ways to save and lower your car insurance rate in Washington state. In addition to our popular car insurance discounts, Washington drivers have even more opportunities to save.
Washington state drivers who maintain a good driving record for at least 34 months may qualify for accident-free and violation-free discounts on their auto insurance rate.
New Safeco customers with a policy that starts at least one day after receiving a quote are eligible for a discount. Get your Washington car insurance quote today and start saving tomorrow.
Minimum age to get a driving instruction permit in Washington: 15
Minimum age to obtain an intermediate driver’s license in Washington: 16
Minimum age to obtain a full driver’s license in Washington: 18
Drivers under the age of 18 in Washington state are prohibited from using any type of hand-held or hand-free mobile communication device, including talking a cell phone and texting.
Enjoy breathtaking views of Mount Rainier when you follow state Highway 410 through the Snoqualmie National Forest. Named after Native Americans who lived along the Columbia River, this route takes you through the Chinook Pass at an elevation of 5430 feet.
Cross the Cascade Range when you drive along Interstate 90 from Ellensburg in eastern Washington to Seattle. This stretch of interstate highway is lined with evergreens and mountain views, and reaches an elevation of 3000 feet through the Snoqualmie Pass.
Starting just west of Port Angeles, state Highway 112 follows the northern Olympic Peninsula coast along the Strait of Juan de Fuca all the way to Neah Bay.
It was only thirty years ago that Mount St. Helens erupted. Take state Highway 504 to the Johnston Ridge Observatory for a spectacular view of the remaining crater and surrounding landscape. Or hike all the way to the crater rim for an unforgettable glimpse into the mouth of a volcano.
Located in eastern Washington about 90 miles west of Spokane, the Grand Coulee Dam is one of the largest concrete structures in the world and is the nation’s largest producer of hydroelectric power.
Located inside the Olympic National Park, the Hoh rain forest receives 12 to 14 feet, yes feet, of rain per year. That’s a lot of rain. Take U.S. Route 101 to Upper Hoh Road.
From traditional alpine skiing and snowboarding to Nordic and challenging backcountry skiing, ski season in Washington can last well into June.
|State nicknames:||Evergreen State|
|Residents are called:||Washingtonians|
|National parks:||Mount Rainier, North Cascades, Olympic|
|National monuments:||Mount Rainier, North Cascades, Olympic|
|MLB team:||Seattle Mariners|
|NFL team:||Seattle Seahawks|
|MLS team:||Seattle Sounders|
|Native marine bivalve:||Geoduck|
|Largest U.S. hydropower producer:||Grand Coulee Dam|
|Washington state tree:||Western hemlock|
|Number of major volcanoes:||Five|