It would take about 12 hours to drive the 800 mile width of Texas from Texarkana to El Paso. Wherever you’re driving in Texas, auto liability insurance is required for all motor vehicles registered in the state. If you’re on your way to the Spurs game in San Antonio, heading out to Mustang Island from Corpus Christi, going south on U.S. Route 60 out of Amarillo or on Interstate 30 from Fort Worth to Dallas, make sure you’re covered by at least the Texas minimum car insurance requirements. Talk to your local Safeco insurance agent about coverage that is right for you and to get your Texas auto insurance quote today.
Is car insurance required in Texas? Yes.
All motor vehicles registered in Texas must:
All Texas licensed drivers must:
To learn more about Texas car insurance rates, get your Texas car insurance quote today.
What is the minimum car insurance coverage in Texas?
Auto insurance requirements vary by state. Most states require you to have both bodily injury liability and property damage liability coverage. Some states require personal injury protection and/or uninsured and underinsured motorist coverage.
Talk to your Texas Safeco agent for personal advice about product availability in your area and how much coverage is right for you.
Getting caught without auto liability insurance in Texas could cost you up to $350 plus court fees for a first offense. Subsequent offenses could cost you up to $1000 in fines and suspension of your driver’s license.
What is proof of insurance?
It’s documentation that verifies a current insurance policy or other form of financial responsibility.
Is proof of insurance required in Texas?
Yes. Proof of insurance in Texas is required for:
Is electronic proof of insurance accepted in Texas?
What is electronic proof of insurance?
Electronic proof of insurance allows drivers in Texas to use your smartphone or mobile electronic device to display a digital version of your insurance ID as valid proof of insurance.
What is proof of financial responsibility?
It’s evidence that you have the ability and monetary resources to pay for potential damages caused by your car.
Is proof of financial responsibility required in Texas?
Yes. There are several ways to establish proof of financial responsibility in Texas. The most common and easiest way is to buy Texas auto liability insurance.
Texas law enforcement officers can instantly verify if your motor vehicle is covered by liability insurance by electronically accessing the TexasSure vehicle insurance verification system.
All Texas drivers are prohibited from using handheld devices in school zones. Although there is no Texas statute otherwise restricting texting and driving for adult drivers, many cities have enacted ordinances prohibiting texting while driving.
Are seat belts required in Texas?
Yes, the driver and all passengers in both the front and back seats must buckle up. Both the driver and passengers could face fines and court costs up to $200 each for not wearing seat belts.
Children less than 8 years old and under 4 feet 9 inches tall must be either in a child safety seat or a booster seat. Failure to comply could cost you up to $250 plus court costs.
If you’re involved in an accident, the minimum car insurance requirements in Texas may not be enough to protect you financially from expensive repair and medical costs. Liability insurance will only help pay for the other driver’s expenses. It will not help pay for your own expenses. As a safe, responsible driver, consider raising your liability limits and adding collision, comprehensive, medical payments and uninsured and underinsured motorist to your policy.
All car insurance companies in Texas offer policies to cover Texas auto insurance coverage requirements. Talk to your local Safeco insurance agent about a level of coverage that is right for you and to get a Texas car auto insurance quote.
In addition to car insurance coverage required in Texas and our popular auto insurance coverage options Texas drivers have even more coverage choices.
For as little as $8* a month get a diminishing collision deductible that decreases $50 every six months, or $100 with an annual policy renewal, for a maximum of up to $500. Plus, increase your personal property coverage up to $1,000 for items stolen from your vehicle, enjoy electronic lock and key replacement coverage with no deductible and much more.
For cars, vans and pickups less than 10 years old, original replacement parts coverage helps with the cost to use new original equipment manufactured parts for repairs and replacement. If you prefer to use OEM car parts instead of aftermarket car parts, OEM parts coverage allows you to use original equipment manufactured parts when they’re available.
There are numerous ways to save and lower your car insurance rate in Texas.
Texas drivers who maintain a good driving record for at least 34 months may qualify for accident-free and violation-free discounts on their auto insurance rate.
New Safeco customers with a policy that starts at least one day after receiving a quote are eligible for a discount. Get your Texas car insurance quote today and start saving tomorrow.
Talk to your local Safeco Texas car insurance agent about how to save with Texas auto insurance discounts.
Minimum age to get a learner license in Texas: 15
Minimum age to get a provisional driver’s license in Texas: 16
Minimum age to get an unrestricted driver’s license in Texas: 17
Drivers with an intermediate driver’s license are prohibited from using any type of hand-held or hands-free mobile communication device. This includes talking on a cell phone and texting.
State Highway 35 and 36 will take you most of the way from Corpus Christi to Galveston. Pass through several small towns and communities as you make your way along the Gulf Coast of Texas.
Get a sense of how big and expansive most of this border state is when you take U.S. Route 90 from San Antonio to Van Horn through southern Texas. Plan on a full day of driving and bring plenty of water when you make this 450 mile journey.
Located in what is currently downtown San Antonio, the Alamo Mission is probably the most well-known landmarks in all of Texas. Fought against the Mexican army, the Battle of the Alamo is remembered as a symbol of Texas independence.
Being the official state sport, it’s not hard to find a rodeo happening somewhere in Texas. See cowboys and cowgirls compete in roping events, barrel racing, and bull and bronco riding.
|State nickname:||Lone Star State|
|Residents are called:||Texans|
|National parks:||Big Bend, Guadalupe Mountains|
|National monuments:||Alibates Flint Quarries|
|U.S. presidents born in Texas:||Dwight D. Eisenhower, Lyndon B. Johnson|
|Country music legent from Abbott:||Willie Nelson|
|MLB team:||Texas Rangers, Houston Astros|
|NFL teams:||Dallas Cowboys, Houstan Texans|
|NHL teams:||Dallas Stars|
|NBA teams:||San Antonio Spurs, Houston Rockets, Dallas Mavericks|
* The actual cost of Safeco Optimum Package Plus™ will vary depending on the underlying coverage carried on your policy.