Getting around Oregon has changed since the days when pioneers arrived in covered wagons fresh off the Oregon Trail. From lush temperate rain forests to desert canyons, ghost towns, rodeos and whitewater rafting, Oregon has beautiful road trip driving destinations. If you’re on Interstate 84 along the Columbia River, cruising down U.S. Route 20 on your way back to Bend or driving along the Pacific Coast on U.S. Route 101, remember that motor vehicles registered in the state need to be covered by at least the minimum Oregon car insurance requirements. Talk to your local Safeco insurance agent about coverage that is right for you and to get your Oregon auto insurance quote today.
Is car insurance required in Oregon? Yes.
All registered motor vehicles in Oregon must:
All Oregon drivers must:
To learn more about Oregon car insurance rates, get your Oregon car insurance quote today.
What is the minimum car insurance coverage in Oregon?
Auto insurance requirements vary by state. Most states require you to have both bodily injury liability and property damage liability coverage. Some states require personal injury protection and/or uninsured and underinsured motorist coverage.
Talk to your Oregon Safeco agent for personal advice about product availability in your area and how much coverage is right for you.
What is proof of financial responsibility?
It’s evidence that you have the ability and monetary resources to pay for potential damages caused by your car.
Is proof of financial responsibility required in Oregon?
Yes. The most common and easiest way to meet the financial responsibility requirements in Oregon is to buy auto liability insurance.
If you get caught without auto liability insurance in Oregon you could be fined, have your license suspended or your vehicle towed.
What is proof of insurance?
It’s documentation that verifies a current insurance policy or other form of financial responsibility. All Oregon drivers must be able to present an insurance ID card if asked to do so by a law enforcement officer.
Is proof of insurance required in Oregon?
Yes. Proof of insurance in Oregon is required for:
Is electronic proof of insurance accepted in Oregon?
What is electronic proof of insurance?
Electronic proof of insurance allows drivers in Oregon to use your smartphone or mobile electronic device to display a digital version of your insurance ID as valid proof of insurance.
If you’re involved in an accident, the minimum car insurance requirements in Oregon may not be enough to protect you financially from expensive repair and medical costs. As a safe, responsible driver, consider raising your liability limits and adding collision, comprehensive and medical payments to your policy.
All car insurance companies in Oregon offer policies to cover Oregon auto insurance coverage requirements. Talk to your local Safeco insurance agent about a level of coverage that is right for you and to get an Oregon car insurance quote.
In addition to car insurance coverage required in Oregon and our popular auto insurance coverage options, drivers in Oregon have even more coverage choices:
For as little as $8 a month get a diminishing collision deductible that decreases $50 every six months, or $100 with an annual policy renewal, for a maximum of up to $500. Plus, increase your personal property coverage up to $1,000 for items stolen from your vehicle, enjoy electronic lock and key replacement coverage with no deductible and much more.
For cars, vans and pickups less than 10 years old, original replacement parts coverage helps with the cost to use new original equipment manufactured parts for repairs and replacement. If you prefer to use OEM car parts instead of aftermarket car parts, OEM parts coverage allows you to use original equipment manufactured parts when they’re available.
There are numerous ways to save and lower your car insurance rate in Oregon. In addition to our popular car insurance discounts, Oregon drivers have even more opportunities to save.
New Safeco customers with a policy that starts at least one day after receiving a quote are eligible for a discount. Get your Oregon car insurance quote today and start saving tomorrow.
Oregon drivers who maintain a good driving record for at least 34 months may qualify for accident-free and violation-free discounts on their auto insurance rate.
Talk to your local Safeco car insurance agent about how to save with Oregon car insurance discounts.
Oregon drivers 55 and older must be given an insurance discount if they complete a state-certified safe driving course.
Minimum age to get a provisional driver’s license in Oregon: 16
Minimum age to get a full driver’s license in Oregon: 18
Drivers under the age of 18 are prohibited from using any type of hand-held or hands-free mobile communication device. This includes talking on a cell phone and texting.
Discover over 300 miles of ocean vistas, overlooks and lighthouses on this scenic drive along the Oregon Pacific Coast on U.S. Route 101 from Astoria to Brookings.
Get off Interstate 84 to take in the scenery, overlooks and waterfalls of historic U.S. Route 30, built along the Columbia River between 1913 and 1922.
Enjoy panoramic views and overlooks as you circle the Wallowa Mountains on a 200 mile scenic trip through Hells Canyon in northeastern Oregon.
The colorful streaks of yellow, black and red of the Oregon painted hills come from different geological eras in the ancient flood plain’s history. Part of the John Day Fossil Beds National Monument, extinct horse, camel and rhinoceros fossils have been found is this area of Oregon.
Formed inside an ancient volcano that erupted over 7,000 years ago and known for its intensely deep blue color and clarity, Crater Lake in southern Oregon is the deepest lake in the United States.
As long as you don’t tell everyone about it, eastern Oregonians like to have people visit their side of the state, from the Wallowa National Forest down to the Hart Mountain National Antelope Refuge..
|State nicknames:||Beaver State|
|Residents are called:||Oregonians|
|National parks:||Crater Lake|
|National monuments:||Cascade–Siskiyou, Newberry, Oregon Caves, John Day Fossil Beds|
|Highest point in Oregon:||Mount Hood|
|NBA team:||Portland Trail Blazers|
|Produces most of the nations:||Hazelnuts|
|State mushroom:||Pacific golden chanterelle|
|Cartoonist born in Oregon:||Matt Groening|
|Deepest river gorge in North America:||Hells Canyon|