If you’re driving on the Jack Nicklaus Freeway around Columbus, heading up state Highway 2 out of Cleveland or on your way the Cincinnati Reds game, wherever you’re driving in the Buckeye State car insurance coverage in Ohio is required. All motor vehicles registered in Ohio are required to be covered by at least Ohio minimum car insurance coverage requirements. Talk to your local Safeco insurance agent about coverage that is right for you and to get your Ohio auto insurance quote today.
Is car insurance required in Ohio? Yes.
All motor vehicles registered in Ohio must:
All Ohio must:
To learn more about Ohio car insurance rates, get your Ohio car insurance quote today.
What is the minimum car insurance coverage in Ohio?
Auto insurance requirements vary by state. Most states require you to have both bodily injury liability and property damage liability coverage. Some states require personal injury protection and/or uninsured and underinsured motorist coverage.
Talk to your Ohio Safeco agent for personal advice about product availability in your area and how much coverage is right for you.
What is proof of financial responsibility?
It’s evidence that you have the have the ability and monetary resources to pay for potential damages caused by your car.
Is proof of financial responsibility required in Ohio?
Yes. The most common and easiest way is to meet financial responsibility requirements in Ohio is to buy auto liability insurance.
What is proof of insurance?
It’s documentation that verifies a current insurance policy or other form of financial responsibility. All Ohio drivers must be able to present an insurance ID card if asked to do so by a law enforcement officer.
Is proof of insurance required in Ohio?
Yes. Proof of insurance in Ohio is required for:
If you’re involved in an accident, the minimum car insurance requirements in Ohio may not be enough to protect you financially from expensive repair and medical costs. Liability insurance will only help pay for the other driver’s expenses. It will not help pay for your own expenses. As a safe, responsible driver, consider raising your liability limits and adding collision, comprehensive, medical payments and uninsured and underinsured motorist to your policy.
All car insurance companies in Ohio offer policies to cover Ohio minimum auto insurance requirements. Talk to your local Safeco insurance agent about a level of coverage that is right for you and to get a Ohio auto insurance quote.
In addition to car insurance coverage required in Ohio state and our popular auto insurance coverage options, Ohio drivers have even more coverage choices.
For as little as $8 a month get a diminishing collision deductible that decreases $50 every six months, or $100 with an annual policy renewal, for a maximum of up to $500. Plus, increase your personal property coverage up to $1,000 for items stolen from your vehicle, enjoy electronic lock and key replacement coverage with no deductible and much more.
For cars, vans and pickups less than 10 years old, original replacement parts coverage helps with the cost to use new original equipment manufactured parts for repairs and replacement. If you prefer to use OEM car parts instead of aftermarket car parts, OEM parts coverage allows you to use original equipment manufactured parts when they’re available.
There are numerous ways to save and lower your car insurance rate in Ohio. In addition to our popular car insurance discounts, Ohio drivers have even more opportunities to save.
Ohio state drivers who maintain a good driving record for at least 34 months may qualify for accident-free and violation-free discounts on their auto insurance rate.
Get your Ohio car insurance quote today and start saving tomorrow.
Minimum age to get a temporary instruction permit in Ohio: 15 1/2
Minimum age to get a probationary driver’s license in Ohio: 16
Minimum age to get a full driver’s license in Ohio: 18
Drivers under the age of 18 in Ohio state are prohibited from using any type of hand-held or hand-free mobile communication device, including talking on a cell phone and texting.
From Toledo to Conneaut, this almost 300-mile route will introduce you to the small towns, cities, beaches, state parks and lighthouses along the Lake Erie coast of Ohio.
Starting in East Liverpool and ending 452 miles later in Cincinnati, follow the Ohio River through 14 counties of small towns rich in Ohio history and culture.
|State nicknames:||Buckeye State|
|Residents are called:||Ohioans, Buckeyes|
|Origin of the word Ohio:||Seneca Iroquois word for beautiful river|
|MLB teams:||Cleveland Indians, Cincinnati Reds|
|NFL teams:||Cleveland Browns, Cincinnati Bengals|
|NBA team:||Cleveland Cavaliers|
|Astronaut born in Wapakoneta:||Neil Armstrong|
|Astronaut born in Cambridge:||John Glenn|
|Aviation pioneer born in Dayton:||Orville Wright|
|Inventor born in Milan, Ohio:||Thomas Edison|
|Golfer born in Upper Arlington:||Jack Nicklaus|
|U.S. presidents born in Ohio:||Seven|