Idaho is the nation’s largest producer of potatoes and a treasure trove of precious stones. It’s is also the birthplace of Sacajawea, the Shoshone woman who traveled with Lewis and Clark on their expedition to the Northwest. From miles of breathtaking byways to skiing, fishing and gem hunting, Idaho has road trip destinations for just about everyone. If you’re cruising along Interstate 84 to your favorite steelhead spot on the Snake River or just doing errands around Coeur d’Alene, all motor vehicles registered in the state need to be covered by liability insurance. Talk to your local Safeco insurance agent about coverage that is right for you and to get your Idaho auto insurance quote today.
Is car insurance required in Idaho? Yes.
All registered motor vehicles in Idaho must:
All Idaho drivers must:
To learn more about Idaho car insurance rates, get your Idaho car insurance quote today.
What is the minimum car insurance coverage in Idaho?
Auto insurance requirements vary by state. Most states require you to have both bodily injury liability and property damage liability coverage. Some states require personal injury protection and/or uninsured and underinsured motorist coverage.
Talk to your Idaho Safeco agent for personal advice about product availability in your area and how much coverage is right for you.
What is proof of financial responsibility?
It’s evidence that you have the have the ability to pay for potential damages caused by your car.
Is Proof of Financial Responsibility Required in Idaho?
Yes. The most common and easiest way to meet Idaho financial responsibility requirements is to buy Idaho auto liability insurance.
What is proof of insurance?
It’s documentation that verifies a current insurance policy or other form of financial responsibility. All Idaho drivers must be able to present an insurance ID card if asked to do so by a law enforcement officer.
Is proof of insurance required in Idaho?
Yes. Proof of insurance in Idaho is required:
Proof of insurance in Idaho can include:
Is electronic proof of insurance accepted in Idaho?
Yes. Electronic proof of insurance in Idaho is accepted for:
What is electronic proof of insurance?
Electronic proof of insurance allows Idaho drivers to use your smartphone or mobile electronic device to display a digital version of your insurance ID as valid proof of insurance.
Everyone is prohibited from texting while driving in the state of Idaho.
If you’re involved in an accident, the minimum car insurance requirements in Idaho may not be enough to protect you financially from expensive repair and medical costs. Liability insurance will only help pay for the other driver’s expenses. It will not help pay for your own expenses. As a safe, responsible driver, consider raising your liability limits and adding collision, comprehensive and medical payments to your policy.
All car insurance companies in Idaho offer policies to cover Idaho auto insurance coverage requirements. Talk to your local Safeco insurance agent about a level of coverage that is right for you and to get an Idaho car insurance quote.
With standard coverage that meets Idaho minimum car insurance coverage requirements, Safeco Essential offers Idaho drivers an affordable blend of auto insurance coverage and value.
Offering more than standard coverage, Safeco Enhanced gives Idaho drivers the option to add more car insurance coverage options at a competitive price.
With numerous built-in car insurance coverages like accident forgiveness, diminishing deductible, new car replacement and electronic lock and key replacement, Safeco Superior offers exceptional Idaho car insurance coverage with higher limits on some features.
Our premium level of coverage and value, Safeco Ultra auto insurance adds more features and coverages beyond those of Safeco Superior such as Roadside Assistance and loan and lease coverage. Safeco Ultra features our highest limits on Idaho car insurance coverage features.
Get a diminishing collision deductible that decreases $50 every six months, or $100 with an annual policy renewal, for a maximum of up to $500. Plus, increase your personal property coverage up to $1,000 for items stolen from your vehicle, enjoy electronic lock and key replacement coverage with no deductible and much more.
For cars, vans and pickups less than 10 years old, original replacement parts coverage helps with the cost to use new original equipment manufactured parts for repairs and replacement. If you prefer to use OEM car parts instead of aftermarket car parts, OEM parts coverage allows you to use original equipment manufactured parts when they’re available.
There are numerous ways to save and lower your Idaho car insurance rate. In addition to our popular car insurance discounts Idaho drivers can also save with these state specific discounts.
New Safeco customers with a policy that starts at least one day after receiving a quote are eligible for a discount. Get your Idaho auto insurance quote today and start saving tomorrow.
Idaho drivers who maintain a good driving record for at least 34 months may qualify for accident-free and violation-free discounts on their auto insurance rate.
Minimum age to get a driver’s license in Idaho: 15
Follow the route Lewis and Clark took on their historic expedition when you travel on U.S. Route 12 through north-central Idaho.
Visit the homeland of Sacajawea as you follow state Highway 28 for over 100 miles through the Lemhi Valley and along the Continental Divide.
See the bizarre lava-formed landscape in south-central Idaho featuring volcanic formations that include cinder cones, spatter cones, tree molds and lava tubes.
Home to Sun Valley and over a dozen other ski resorts, Idaho is one of the nation’s premier downhill skiing and snowboarding destinations.
|State nickname:||Gem State|
|Residents are called:||Idahoans|
|National monuments:||Craters of the Moon, Hagerman Fossil Beds|
|Nation’s largest producer of:||Potatoes|
|Favorite french fries condiment||Fry sauce — made from a mixture of mayonnaise and ketchup|
|Number of gemstones found in Idaho:||72|
|Tallest mountain in Idaho:||Borah Peak|
|Famous Native American born in Idaho:||Sacagawea|
|Translation of Coeur d'Alene:||Heart of the awl|