Commercial Package Programs

Each business has unique insurance needs, and Safeco has a wide variety of package products to meet the needs of commercial customers.

Commercial Packages

Most Safeco commercial packages aren’t really basic at all: they include enhanced liability and property coverages and many coverage options that can be tailored to customer needs. We can customize coverage for the large and small commercial customer using our proprietary Property forms (Peak, Peak Extra) and adding General Liability, Crime, and Inland Marine coverage based on the needs of each customer.

BOP Access

If your needs don’t quite fit a traditional businessowners policy (BOP), but don’t require a complex package, Safeco’s BOP Access is a package product that builds in the coverage you need to protect the company. Businesses that aren’t eligible for a businessowners policy may be eligible for BOP Access. BOP Access is packed with additional enhanced coverages and easily customizable options.

Business Types

Safeco commercial policies serve a broad range of customers. BOP Access offers three types of coverage; one is exclusively designed for restaurants, one for manufacturers, and a third for other classes of business such as hotels and motels. Safeco has other commercial package products designed especially for:

  • Restaurants
  • Auto specialty shops and service stations
  • Golf and country clubs
  • Religious institutions
  • Specialty contractors such as landscape gardeners

See the complete list of businesses Safeco covers.

Talk to your agent about BOP Access and other package programs. Safeco has insurance to protect your business from the ground up.

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A Safeco businessowner policy includes coverage for business income and identity recovery. Safeco can often issue the policy the same day, without an underwriting review. Learn more.