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Business Income Calculator

Deciding how much business income and extra expense coverage you need doesn’t have to be challenging. As long as you have the right tools—like this Business Income Calculator—it’s easy. Let’s get started.

What You Need

1. Your income statement(s) from the last one-year period.

2. Your business plans in the event of a disaster. For example:

  • Do you plan to continue operating at full capacity (100%) or in a more limited way (20% or 50%)?
  • Do you plan to continue paying all employees or only key individuals?
  • Do you plan to continue operating at a new temporary location while you rebuild your business property?
  • Do you expect to have extra expenses during your recovery period?

Calculators

Manufacturing

  • Interactive Version
  • Printable Version [PDF]

Non-Manufacturing

  • Interactive Version
  • Printable Version [PDF]

Quick Links

Understanding business income insurance

Note: Accuracy and completeness of the results is based on the information you provide. Safeco does not guarantee or warrant that the results will meet your business requirements. The estimated business income and extra expense amounts calculated are not a formal or final recommendation of coverage limits. Talk to an insurance agent familiar with your operations for guidance on how much coverage you need, taking into account your own unique business circumstances.
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© 2009 Safeco Insurance Company of America, member of Liberty Mutual Group, 1001 4th Ave, Seattle, WA 98154. All rights reserved.

© 2009 Safeco Insurance Company of America, member of Liberty Mutual Group, 1001 4th Ave, Seattle, WA 98154. All rights reserved.