Get a Quote


Now
Quote With a Local Agent

Boat/Watercraft Insurance

Insure Your Boat or Personal Watercraft Without Getting Soaked

It’s almost the weekend and you’re ready to get out on the water. With local Safeco boat insurance agents in most of America’s boating capitals, we understand the lure of relaxing on the water, whether it’s a lake, river or the ocean. We know the ins and outs of insuring your bass or fishing boat, your cabin cruiser, ski boat, sailboat or pontoon. We’ll also insure your Jet Ski®, WaveRunner® or other personal watercraft. Get comprehensive boat insurance coverage that protects you, your friends and family, your boat, your PWC and your boating gear for an entire year. With Safeco boat insurance, not only is your watercraft covered in the water, but it’s covered on land too.

Boat Insurance Coverage Options

Choose a basic watercraft insurance policy or add fully-loaded coverage with the Safeco Captain’s Package. Be protected on the water and on land, with agreed value boat insurance for you, your passengers and your boat or PWC.
 
Learn more about boat insurance coverage.

Boat Claims

It's smooth sailing from here. If your hull is damaged by a submerged log, or if your boat is broken into and your gear is stolen, we’ll help you get back on the water. Customer service representatives specializing in boat and personal watercraft insurance claims are available to assist you around the clock. We’ll be there for you, 24/7.

Learn how to file a claim.

Boat Insurance Discounts

Discounts are available for taking a boating safety course, having a diesel engine, and having more than one Safeco insurance policy. Our discounts will help you save money for those nifty gadgets and gear you saw at the boat show. Learn how to pay less for boat insurance.
 
Learn how to save with boat insurance discounts.
 
 

Do More.®

Make your time on the water a safer and more enjoyable experience. Learn about personal watercraft safety, where to get a fishing license, and how to maintain or winterize your boat. Enjoy the fair winds. We’ve got you covered.

 

 

 

 

Boat Insurance FAQ

Find answers to frequently asked questions about Safeco boat and personal watercraft insurance.
 
Read frequently asked questions about boat insurance.

Why Choose Safeco for Boat Insurance

Discover all the reasons why Safeco Insurance is the right choice for you. We make boat insurance easy so you can enjoy the water.
 
Learn why you should choose Safeco boat insurance.

Boat Insurance Discounts 

Find an Independent Insurance Agent to Quote Boat Insurance  

Boat Insurance Questions

Recent Boat Insurance Reviews

St. Louis, MO

Age: 25 to 34

Years a customer: 1 - 5

Size of Household: 4

5

Great, quick service.

I reinstated my policy over the phone with a customer service rep. Wish I could remember his name. Very friendly and profession and had my time crunch in mind through the call.

Products: Boat/Watercraft, Home, Auto

Do you recommend this product? Yes

Anderson, SC

Age: 55 to 64

Years a customer: Less than 1

Size of Household: 2

5

Easy of Purchasing Insurance

It was faster & easier than driving to an insurance agent

Products: Boat/Watercraft

Do you recommend this product? Yes

MI

Age: 45 to 54

Years a customer: 1 - 5

Size of Household: 3

1

Not a good experience

Lack of priority given to claim & roadside service

Products:

Do you recommend this product?

Response from Safeco:

We know you have high expectations of your insurance company when you need roadside assistance or when you file a claim. We strive to meet those expectations and to provide exceptional service across the board. Your feedback will help us to continue working toward our goal.

 

Age: 45 to 54

Years a customer: 5 - 10

Size of Household: 2

5

My Review

I have been with safeco for years, and they have always done me right. They may not always be the cheapest insurance, but always the best. Love you guys

Products:

Do you recommend this product? Yes

Louisburg, NC

Age:

Years a customer:

Size of Household:

5

Great experience! Very helpful people.

Painless experience. Rep was very cordial and even faxed a copy of the insurance for us.

Products: Boat/Watercraft

Do you recommend this product? Yes

Port St Lucie, FL

Age: 55 to 64

Years a customer: 1 - 5

Size of Household:

5

Boat damage

Outstanding.With knowledge superb.Understanding my problem.

Products: Boat/Watercraft

Do you recommend this product? Yes

McQueeney, TX

Age: 65 or over

Years a customer: 1 - 5

Size of Household: 2

5

Outstanding Service

Sold one boat and traded in another on a new boat. Seamless transition.

Products: Boat/Watercraft

Do you recommend this product? Yes

OR

Age: 65 or over

Years a customer: 1 - 5

Size of Household: 1

4

COMPETITIVE

I change boat insurance through my credit union and Safeco was one of the favorable options. The limits were better the cost a little lower and I was happy to give them a try. I have never had a claim in the 37 yrs of safe boating. And have always had coverage just in case the other guy is not looking my way. Thanks!

Products: Umbrella, Boat/Watercraft, Home, Auto

Do you recommend this product? Yes

 

Read More Reviews

Build Your Quote
© 2016 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.