Topic: Understanding Insurance

8 Questions to Ask Before You Buy Renters Insurance

Posted by Safeco September 3, 2015
Buying renters insurance is a smart move, so also be smart about how much and what type of coverage you buy. Review these questions with your independent insurance agent so you can select the policy that’s right for your needs. Read more

5 Misconceptions About Uninsured Motorist and Underinsured Motorist Coverage

Posted by Shaun Murphy, Pablo Beach Insurance August 20, 2015
Drivers with no or too little insurance are out there. The question is: Do you need extra coverage to help protect yourself against them? An independent insurance agent deconstructs some common misconceptions to help you decide. Read more

Need Rental Car Insurance? Know Before You Go

Posted by Safeco August 10, 2015
Whether or not you need to purchase insurance for your rented wheels depends on a variety of factors. Learn what they are and a few things to consider before you ever step up to the rental car counter. Read more

8 Questions to Ask About Motorcycle Insurance

Posted by Safeco July 21, 2015
You asked plenty of questions when you bought your ride. Ask plenty more when you buy motorcycle insurance. Asking the right questions when it’s time to buy or review your motorcycle policy can help you get the coverage you want, from bodily injury to roadside assistance. Use these questions as a guide. Read more

Plan for the Future as Well as the Wedding: Insurance for Newlyweds

Posted by Safeco June 29, 2015
Engaged? Newly wed? Now that you’re building a life together, you need the right insurance for it. Learn what types of coverage you and your spouse should consider and a few ways to help you save on insurance. Read more

6 Questions for Your Annual Insurance Review

Posted by Shaun Murphy, Pablo Beach Insurance June 18, 2015
Not much stays the same from year to year, and with life’s changes comes the need to change your insurance coverage, too. A review of your policies with your local independent insurance agent can help you ensure your coverage is current, not out of date. Read more

4 Factors That Can Make Convertibles Expensive to Insure

Posted by Safeco May 14, 2015
If you can’t afford the insurance payments, you just can’t afford the car. So be sure you know how much it will cost to insure the convertible of your dreams before you drive it off the lot. Here are four reasons why you may spend more insuring a convertible than a standard car. Read more

Insurance Tips for College Grads From an Independent Agent

As a college graduate, you know it’s smart to have insurance for your car. But, how much car insurance is enough? And, what about insuring your personal belongings? Your independent insurance agent has the answers you need. Learn what to expect from an independent agent so you can get the coverage you want for the life you want to build. Read more

5 Things to Know About Fallen Trees and Insurance Coverage

Posted by Safeco March 16, 2015
When a tree falls on your property, are you covered? In many instances, your home insurance or auto insurance covers you for a fallen tree. But, not in every instance. Learn the difference so you know what to expect when recovering from storm damage this spring. Read more

Insuring Jewelry: How to Know If Your Coverage Is Enough

Posted by Safeco February 2, 2015
Your jewelry is sentimental. Insuring it is smart. Learn what you need to know about jewelry coverage under your homeowners insurance, condo insurance or renters insurance and and why you may need extra coverage for high-value and irreplaceable pieces. Read more

Protecting Your Home: What Insurance Does and Doesn’t Cover

Posted by Safeco January 26, 2015
Your homeowners policy protects your home and your family in a variety of ways, but it also has coverage limits and even exclusions. It’s important to know what your individual policy covers and what it doesn’t. To start, review this guide for a better understanding of the typical homeowners insurance policy. Read more

Icy Sidewalks: Are You Liable If Someone Falls?

Posted by Safeco January 12, 2015
Could an icy patch on the sidewalk in front of your home lead to a homeowners liability claim or even a lawsuit against you? It’s happened to other property owners, so learn what you need to know about snow removal responsibilities and how to help protect yourself – and others. Read more

Do You Need Umbrella Insurance?

Posted by Safeco October 20, 2014
It only takes one serious accident and a resulting lawsuit to put everything you own at risk. And it only takes one umbrella policy to help protect it all. So, yes, you could say that umbrella insurance might just come in handy for you and your family. Learn what this type of policy entails to find out if it really is right for you. Read more

3 Ways a Pool May Affect Your Homeowners Insurance

Posted by Safeco August 4, 2014
Having your own pool will no doubt increase your standing with family and friends, as well as the value of your home. But what about your home insurance rates? Read more

How to Protect Your Most Cherished Possessions

Posted by Safeco April 21, 2014
By “scheduling valuables” you can protect the things that matter to you most, even if they’re not fully covered under your standard homeowners insurance policy. Read more

Time to Do a Home Inventory

Posted by Andrea Chatwood January 6, 2014
Following the holidays may be a perfect time to take stock of your material possessions. Did you get a great gift? A diamond ring, a beautiful watch, or maybe a new gaming system? Here’s a handy guide to making a home inventory list to protect your valuables. Read more

Sage Advice for First-Time Renters

Posted by Haiyen Truong July 29, 2013
Renters insurance can help protect you from fire, smoke, vandalism and theft-related losses. It also provides liability protection in case you are sued for bodily injury or property damage. Here are a few tips to keep in mind as you look into renters insurance. Read more
© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.