The topic of guns can be very sensitive, but there’s one thing virtually everyone can agree on: Storing them safely is incredibly important, particularly in homes with children or even those where children occasionally visit.
Fortunately, there are a number of things you can do to help ensure firearm safety at home — whether you have kids around or not. These five tips are a great start:
Having firearms in your home can present unique insurance issues as well, both in terms of the value of the guns themselves and your liability coverage. Check with your independent insurance agent to see what your policy limits are regarding personal property coverage for firearms, as well as whether an umbrella policy might be the right option for additional liability protection.
Whether you have one gun or an entire collection, always aim for safety. Your entire family, as well as your houseguests and neighbors, will thank you for it.
Whether you rent or own, you likely have personal property coverage for your guns under your renters policy or homeowners policy. Be sure to include them in your home inventory and to adjust your policy, if needed, to ensure you have the coverage you want for your entire collection.
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