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Auto Insurance

Your Car Is Loaded with Options. Make Sure Your Car Insurance Policy Is Too.

For more than 85 years, Safeco has delivered new and better ways to protect cars and drivers with auto insurance. If you drive a sedan, hybrid, minivan, station wagon, SUV, pickup truck or anything in between, your local Safeco agent can provide personalized car insurance quotes that are right for you. If trouble comes along, we’ll make sure you’re taken care of every step of the way.

Customer Reviews

“…I just filed a claim, and it was seamless.”   – Nancina

At Safeco, we value our customers’ opinions, and we feature their auto insurance reviews below.
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Auto Insurance Coverage Options

Get the best combination of coverage, value and price when you work with a local Safeco agent to build your own car insurance policy. You’ll be on the road in no time.

Learn more about Safeco's auto insurance coverage options and features, including roadside assistance.


Car Insurance Quotes

Just like vehicles themselves, car insurance quotes are not one size fits all. That’s why it’s nice to have a local Safeco agent tailor your car insurance quotes to your needs.

Auto Insurance Claims

Fender bender? Stolen car? Cracked windshield? Call us. We’re here to help, 24/7.


Learn how to file an auto claim.

Car Insurance Discounts

Switch to Safeco and you could save on your car insurance bill. Everything from the make, model and safety features of your car to your driving record and annual mileage affect how much you pay for car insurance.
Learn how to save with car insurance discounts.


Auto Insurance
Rates by State

When you need help finding the best auto insurance rates in your state, you need someone who lives where you do and understands the kind of coverage required. Your local Safeco agent is that someone. Locate an agent and get your free car quote today.

What Determines Your Car Insurance Rates?

Low mileage car insurance discount

24-hour roadside assistance

Auto Insurance Reviews

Auto Insurance is rated 4.2747 out of 5 by 2,082.
Rated 4 out of 5 by from Good ins, friendly staff, gets more $$ every year Safeco has been a good insurance for us and the people there are very friendly, knowledgeable & helpful. The only thing I don't like about them is that they keep jacking up our rates year after year even though we haven't been in any accidents, gotten any tickets or made any claims
Date published: 2015-11-28
Rated 5 out of 5 by from Great service Great service from a very polite person that knew his/her information. I was very pleased. Wonderful example of customer service. I would recommend your company to anyone needing service.
Date published: 2015-11-25
Rated 1 out of 5 by from Accident If you get into a accident and it's not your fault be prepare to get the run around from Safeco. They don't pay your bills on a timely manner. You can get a hold of a person that can help you. Just a receptionist that can only that you number and you have to be home until they can you. If not you pay phone tag with Safeco.
Date published: 2015-11-24
Rated 5 out of 5 by from Great and caring service We have never had an accident before in all our years of driving. Our experience with Safeco was positive and they kept us reassured during the whole repair process. Thank you Safeco and our Safeco agent.
Date published: 2015-11-22
Rated 1 out of 5 by from Super poor communication with customers about bill First, after a year of enrolling in auto pay, I received a notice of overdue balance. I called customer service to learn that the credit card company working with Safeco had made some changes in their contract and that affected customers needed to provide more information in order to use the service. No one told us--no email, no phone, no communication. I paid via credit card, with additional info, during that call and I was assured auto pay amounts would be accurate in the future. Second, the very next month, I received an invoice with a strange balance. I called and was assured it wouldn't happen again, asking for even more credit card info. (Seriously, they had everything already.) The bill was settled by phone again. Then 2 months later, I got another invoice (what happened to the credit card auto pay?) with a larger amount on it. A call to the customer service # revealed that my premium increased because of a claim. When I explained that we never had a claim, then he said my discounts having 2 policies had expired so the amount was larger. I only had one account all along. Needless to say, my husband and I are shopping for new auto insurance. We are 60 years old, never had a claim, and pay all of our bills on time. We are done with this company after only being with them for one year. Note, we had been with one other company for 25 years and had to change because we moved to another state. I NEVER had problems with the first company.
Date published: 2015-11-21
Rated 5 out of 5 by from Policy maintenance Policy maintenance . Representative delivered quality service and knowledge of product.
Date published: 2015-11-19
Rated 5 out of 5 by from Great service I worked with Mark and Melody on my vehicle claim. They were very friendly and knowledgable. Service was very quick!
Date published: 2015-11-16
Rated 1 out of 5 by from worst service I find the agents not to be honest at all and they do not do their jobs or they employee people who have no knowledge what so ever. I find them to be idiots what ever you ask them half of them have no answer for you I feel that it's time for me to take my business to another company at one time I was happy with them I'm no longer happy with this company. your statement will tell you that you owe this amount then you check your account and find out that they saying you owe more like over 400.00 they make you look like the bad policy is up in six months then I'm gone some where else it's sad when people aren't honest with you no matter what the circumstances are.
Date published: 2015-11-13
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© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.