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Auto Insurance

Your Car Is Loaded with Options. Make Sure Your Car Insurance Policy Is Too.

For more than 85 years, Safeco has delivered new and better ways to protect cars and drivers with auto insurance. If you drive a sedan, hybrid, minivan, station wagon, SUV, pickup truck or anything in between, your local Safeco agent can provide personalized car insurance quotes that are right for you. If trouble comes along, we’ll make sure you’re taken care of every step of the way.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

Read auto insurance reviews

Auto Insurance Coverage Options

Build your own car insurance policy with the help of your local Safeco agent and get the best combination of coverage, value and price. Choose a basic policy or add fully loaded coverage. We’ll have you out on the road in no time.

Learn more about our auto insurance coverage options and features.


Car Insurance Claims

If you get in a fender bender on the way home from work or if someone steals your car from the supermarket parking lot, we’re here to help.
Call us. We’ll take care of you, 24/7.
Learn how to file an auto claim.

Auto Insurance Discounts

Switch to Safeco and you could save on your car insurance bill. Everything from the make, model and safety features of your car to your driving record and annual mileage affect how much you pay for car insurance.
Learn how to save with car insurance discounts.



Car Insurance Quotes

Just like vehicles themselves, car insurance quotes are not one size fits all. That’s why it’s nice to have a local Safeco agent to tailor your car insurance quotes to your needs. We make car insurance easy so you can enjoy the ride.
Learn other reasons why you should choose Safeco auto insurance.

Multiple car discount.

Drive less and get a discount

Roadside assistance. Get help when you need it.

Auto Insurance Reviews

Auto Insurance is rated 4.2632 out of 5 by 57.
Rated 5 out of 5 by from
Date published: 2014-08-26
Rated 5 out of 5 by from Safeco is the way to go. Nobody wants to get in a car wreak. Lucky for me, I had Safco. I was set up with a rental quickly and the claim required little on my part. The communication from start to finish was great.
Date published: 2014-08-21
Rated 5 out of 5 by from Auto Accident & Claims Process A few weeks ago, I rear ended someone. I have been with Safeco for a couple of years now. I have never had an Auto Accident. I was very scared and felt terrible for what happen. I had only had my new vehicle a couple of weeks when this occurred so the frustration was through the roof. I contacted Safeco directly from the scene of the accident. The agent was very compassionate and got all of my information quickly. The Claims Agent that was assigned to me was very helpful, patient and responsive to my calls and questions. So far, this process has been a breeze. Luckily, this was not a large claim. Only approximately 3k in damage to both Vehicles. The person that I hit is now claiming Medical needs when at the scene she appeared to be fine. This frightened me. the Claims Agent assured me this was common and to not panic. She made me feel as though she was a part of my "team" and was on my side. This is a great feeling to have as I have full confidence the individual that I rear ended was in no way hurt. I did not want to see Safeco or myself experience an unjust claim. My only concern now is a potential rate increase of course. I have confidence that this will not occur but I will be posting another review as a follow up in regards to what occurred with my rates.
Date published: 2014-08-21
Rated 1 out of 5 by from
Date published: 2014-08-21
Rated 1 out of 5 by from Unfortunate experience with auto vandalism I live in a rural area and was one of several neighbors who had vehicles damaged one night by a local vandal (since arrested). He put screws in the sidewalls of tires on two vehicles (8 tires) rendering them undriveable. I filed a single police report and called Safeco. Their weekend response was weak. I proceeded to remove all wheels on both vehicles, took them 25 miles to get the best tire prices, got tires replaced, then put the wheels back on the vehicles, thereby relieving Safeco of the responsibility of towing the vehicles (my right under the contract). I also took many pictures and emailed them and the police report to Safeco, then mailed Safeco the cost of the damaged tires (and later, at their request, copies of the bills for the replacement tires) and did everything they requested so they never had to send an adjustor to our rural area. My actions probably saved them a couple of thousand dollars in costs. Their response on this single incident was to take credit for two deductibles and save themselves $500. Makes me sorry to be a responsible customer!
Date published: 2014-08-21
Rated 5 out of 5 by from Claim Response I was very pleased with the response from Safeco after a claim I submitted. The representatives of this company were very informative and provided professional guidance through the process. The claim was handled very quickly. Thank you Safeco and your employees for helping me with this bad experience and providing resolution to my auto repairs.
Date published: 2014-08-21
Rated 5 out of 5 by from Amazing claims process!! Safeco was polite and helpful following initiating a claim, had a rental within an hour, and their follow-up has been timely and informative throughout. I am fortunate that I was with Safeco during this issue, and I will remain with them because of their service.
Date published: 2014-08-20
Rated 5 out of 5 by from
Date published: 2014-08-20
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© 2014 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. 36 USC 220506