Auto Insurance Discounts and Savings

We Make It Easy to Save

Safeco offers significant savings to safe drivers. Talk with your local Safeco agent to find out the discounts and savings available to you and to get the best discounts on your car insurance.

Get the Package Deal

Save up to 15% when you combine your home and auto insurance policies with the Safeco Package.

Be a Safe Driver

Safeco Safety Rewards™ are a collection of benefits, rewards and discounts available to safe drivers who have a clean driving record, drive a safe car or take an accident prevention course.

Take an Accident Prevention Course

Drivers within a defined age range (55+ in most states) who successfully completed an approved accident prevention course may get a discount that lasts for three years.

Teen Safety Rewards™

Teen Safety Rewards™ provides a collection of tools, benefits and discounts to help your teen become a safer driver and to help you manage the cost of adding a teen driver to your auto policy.

Teen Safe Driver Discount™

Save up to 15% with the Teen Safe Driver Discount™ when you share how well your teen drives with us.

Drive Less. Pay Less.

Save up to 20% with the Safeco low mileage discount if your car is in the driveway more than it's on the road

More Than One Car

Get a discount when you insure multiple cars on the same policy.

Deter Thieves

Anti-Theft Devices Discount
Qualify for a discount when your car is equipped with an audible alarm or a disabling device that renders the fuel, ignition or starting system inoperative. And, if your car has either a LoJack® or Teletrac® system, we’ll waive your comprehensive deductible if your car is stolen while the service is activated.

Anti-Lock Brakes Discount

A discount is available in some states for cars equipped with a factory installed four wheel anti-lock braking system (ABS).

Own Your Own Home

Qualify for significant savings on your auto insurance when you own and primarily reside in a single-family home, townhouse, condominium or mobile home.

How to Lower Your Auto Insurance Rate

Increase Your Deductible

You can lower your premium by shifting part of the loss payment to yourself. For example, if you had a $500 deductible, you would need to pay the first $500 of a covered loss. A higher deductibles generally lower your premium, but increase the amount you must pay yourself if a loss occurs.

Pay Your Bill in Full

Pay your bill in full when you start or renew a policy instead of paying in monthly installments and you get a discount.

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© 2014 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. 36 USC 220506