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Everything you need to know about the Safeco claims process, including step-by-step guidance on what to do when the unexpected happens.
Auto Insurance Discounts and Savings
We Make It Easy to Save
Safeco offers significant savings to safe drivers. Talk with your local Safeco agent to find out the discounts and savings available to you and to get the best discounts on your car insurance.
Get the Package Deal
Save up to 15% when you combine your home and auto insurance policies with the Safeco Package.
Be a Safe Driver
Safeco Safety Rewards™ are a collection of benefits, rewards and discounts available to safe drivers who have a clean driving record, drive a safe car or take an accident prevention course.
Take an Accident Prevention Course
Drivers within a defined age range (55+ in most states) who successfully completed an approved accident prevention course may get a discount that lasts for three years.
Teen Safety Rewards™
Teen Safety Rewards™ provides a collection of tools, benefits and discounts to help your teen become a safer driver and to help you manage the cost of adding a teen driver to your auto policy.
Teen Safe Driver Discount™
Save up to 15% with the Teen Safe Driver Discount™ when you share how well your teen drives with us.
Drive Less. Pay Less.
Save up to 20% with the Safeco low mileage discount if your car is in the driveway more than it's on the road
More Than One Car
Get a discount when you insure multiple cars on the same policy.
Deter Thieves
Anti-Theft Devices Discount
Qualify for a discount when your car is equipped with an audible alarm or a disabling device that renders the fuel, ignition or starting system inoperative. And, if your car has either a LoJack® or Teletrac® system, we’ll waive your comprehensive deductible if your car is stolen while the service is activated.
Anti-Lock Brakes Discount
A discount is available in some states for cars equipped with a factory installed four wheel anti-lock braking system (ABS).
Own Your Own Home
Qualify for significant savings on your auto insurance when you own and primarily reside in a single-family home, townhouse, condominium or mobile home.
How to Lower Your Auto Insurance Rate
Increase Your Deductible
You can lower your premium by shifting part of the loss payment to yourself. For example, if you had a $500 deductible, you would need to pay the first $500 of a covered loss. A higher deductibles generally lower your premium, but increase the amount you must pay yourself if a loss occurs.
Pay Your Bill in Full
Pay your bill in full when you start or renew a policy instead of paying in monthly installments and you get a discount.